Think your retirement plans are all wrapped up?

Have you considered long term care in your retirement planning?  Like many Canadians, probably not, but you might want to think again.

What is the real cost of long term care in Saskatchewan or Alberta? View the documents below.

Won't the government or my group benefits cover me?  Many people believe that provincial health care plans fully cover long term care, or that their employee benefit plans include long term care coverage. They’re surprised when they learn that government programs are not comprehensive and Canadians have to pay for much of their care. And few employee benefit packages cover long term care. The costs for long term care, whether in your home or in a facility, can be high. How would you pay for the care you need; the quality of care you deserve?

• Use your savings or retirement income?
• Use what you have set aside as an inheritance for your loved ones?
• Use the equity in your home?
• Depend on your family?

These are options, but there is a better way. Long term care insurance. It allows you to take control of your future. Today.